This Privacy Policy explains to you how Xavier & Associates LLC manages your personal data.

Please read through this Privacy Policy carefully so that you know and understand the purposes for
which we collect, use and disclose your personal data.

Provision of Services

We may collect, use, disclose and process your personal data for purposes arising from the ordinary
course of our work and business, such as to:

Your personal data may also be disclosed to our affiliates, agents, service partners and third party providers (which may or may not be in Singapore), to use on our behalf or otherwise, for the above purposes.

Please note that if you refuse or withdraw your consent to the use of your personal data, depending on the nature of your request, we may not be in a position to provide or continue to provide our services to you.


Some functions and links on our Website (including to third party videos or content), may allow third party websites to download cookies to your computer or device. You may wish to refer to the policies of these third party websites for information regarding their use of cookies. For general information about cookies or details on how to delete or reject cookies, you can also visit .

IP addresses

When you visit our Website, information about your computer, including where available your IP address, operating system and browser type may be collected. This is done for the purpose of system administration and to enable us to analyse and track usage, so that we can improve on our Website and services.


This Privacy Policy may be updated by us from time to time. How to access and correct your personal data If you:

please contact our Data Protection Officer in writing at:

Xavier & Associates LLC
1 Maritime Square
#09-57B HarbourFront Centre
Singapore 099253